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Bank Statement Analysis

Cash flow, NSFs, and transfers — surfaced from raw PDFs

Financial Spreading

Statements spread to your template, cited to source

Deal Screening

DSCR, LTV, and concentration checked against policy

Credit Memos

Committee-ready memos drafted from the deal file

Borrower Intelligence

KYB, web presence, and ownership — sourced and auditable

Document Classification

Every file indexed, named, and routed on intake

Commercial Lending

C&I, CRE, and equipment loans

SBA Lending

7(a), 504, and Express programs

Community Banks

Enterprise tools, community scale

Credit Unions

Faster member lending decisions

Merchant Cash Advance

Stacking, true revenue, and MCA memos

Learn

Blog & Articles

Guides on spreading, DSCR, and credit risk

Comparisons

How LendPipe compares to nCino, Abrigo & more

Security & Trust

SOC 2, encryption, and data handling

Free tools

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Free Tools

Calculators for commercial lenders

The ratios you run every day — fast, accurate, and free. No signup, no spreadsheet hunting.

DSCR Calculator

Debt service coverage ratio from NOI and annual debt service, with policy pass/fail.

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Global Cash Flow Calculator

Consolidate borrower, guarantor, and entity income against total debt obligations.

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Debt Yield Calculator

NOI as a percentage of the loan amount — a leverage-independent risk check.

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SBA Loan Sizing Calculator

Estimate the maximum SBA 7(a) loan supported by cash flow and program caps.

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Amortization Calculator

Monthly payment and full amortization schedule for any loan terms.

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LendPipeLendPipe

The AI copilot for commercial lenders.

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Product

  • Bank Statement Analysis
  • Financial Spreading
  • Deal Screening
  • Credit Memos
  • Borrower Intelligence
  • Document Classification

Use Cases

  • Commercial Lending
  • SBA Lending
  • Community Banks
  • Credit Unions
  • Merchant Cash Advance

Free Tools

  • DSCR Calculator
  • Global Cash Flow
  • Debt Yield
  • SBA Loan
  • Amortization
  • All Tools

Resources

  • All Articles
  • DSCR Calculation Guide
  • Spreading Benchmarks
  • ROI Calculator
  • RSS Feed

Compare

  • nCino alternatives
  • Abrigo alternatives
  • Baker Hill alternatives
  • LendPipe vs EnFi
  • LendPipe vs Casca
  • All comparisons

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