Community Banks
Enterprise-grade lending tools. Community bank simplicity.
Your team knows the borrowers. LendPipe handles the data entry, spreading, and first-draft memo — so analysts focus on relationships and credit judgment.
The challenge
Small teams. Growing portfolios. Same manual process.
With a handful of analysts handling the entire commercial portfolio, every hour of manual spreading and memo writing is an hour not spent on credit analysis or borrower relationships.
Borrowers expect fast decisions. When your team is buried in spreadsheets while larger banks respond in days, you lose deals you should win. And when examiners arrive, they expect consistent, documented credit analysis — which manual processes make harder to demonstrate.
What you get
The full credit analysis workflow, automated
Document classification
Tax returns, financial statements, bank statements — classified across 70+ categories on upload.
Automated spreading
Income statements, balance sheets, cash flows extracted into your institution's templates.
Risk screening
DSCR, leverage, concentration metrics calculated instantly against your credit policy.
Credit memo drafting
Committee-ready with source-cited financials, risk commentary, and conditions.
Your templates
Spreading templates match your institution's exact format. DSCR minimums, leverage caps, and concentration limits configured to your credit policy.
Days, not months
No complex integrations or 12-month implementations. Create your org, configure templates, and start processing loans.
Examiner-ready
Every extracted number traced to its source document. Credit memos include sourced analysis your examiner can verify instantly.
Give your team the tools they deserve
See how LendPipe helps community bank teams process more loans, faster — without adding staff.
Request a demo